It is rare to get a credit card with no annual fee in Singapore. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. 1. Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver. It is rare to get a credit card with no annual fee in Singapore. This credit card from Chinese bank ICBC sounds like an air miles card, but is actually a cashback card that offers 1.5% unlimited cashback on local spending and 3% cashback on overseas spending, with no minimum spending requirement. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. Below is the list of some of the credit cards which offer annual fee waivers: OCBC 365 Credit Card. 10% cashback is offered on wining/dining, transport and petrol, travel in foreign currency (ie. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, minimum spending requirement of $800 is quite high. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? This card is also perfect for those who want to save a couple of hundred bucks on unnecessary service fees that you’re unable to avail as part of your credit card benefits. All financial products and services are presented without warranty. The main drawback is that the minimum spending requirement of $800 is quite high. If you don’t, but still manage to spend at least $500 in a month, you get 5% cash rebates instead of 8%. Use of this site constitutes acceptance of our. Citi PremierMiles Visa Card: Best all-rounded air miles card. It offers both convenience and value. © 2009-2020 MoneySmart. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Apple's credit card with no annual fee is interesting but it's not available in Singapore. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points. Credit Card Fee Waiver. Cash Advance fees applies. Learn more about no annual fee cards. Credit Card Fee Waiver. Apply instantly. Most credit cards in Singapore come with annual fee waivers for only the first year or two of usage. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Get one now and save your money today. CIMB Visa Signature offers a very generous 10% cashback (capped at $100 a month and $20 per category) on beauty and wellness, online shopping, groceries, pet shops, vet services and cruises. All No Annual Fee Cards Blue Cash Everyday® Card Cash Back Starts Here Earn up to $300 Back – Here's How: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. MoneySmart. Best No Fee Cards for Lower Spenders. The card’s annual fee of $180 is waived for 3 years. CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Request via digibot. Visa ... with the family is now more worthwhile with bigger rebates. Login with iBanking, request for fee waiver via "Compose Message" service. Interest on Purchases The interest rate for OCBC Credit Cards is 26.88% per annum (or 26.76% for NTUC/OCBC Plus! 109 Reviews. All credit cards The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. The VentureOne card requires good credit. 21 - 27 years old. Not everyone can keep track of when their annual fee is due. Request via digibot. Credit Cards. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Annual Fees: $192.60 including GST (waived for first year) Finance Charges: Effective Interest Rate (“EIR”): 26.9% per annum (minimum). These credit cards in Singapore have no annual fee for at least 3 years. Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. Annual Fees. Most credit cards make you pay a redemption fee when you convert your miles (such as CITI miles or DBS miles) to Krisflyer miles, but not this one. 16.49% - 23.49% Variable. The details you see on our site may be different from others. Earn 10,000 bonus miles. ... Our best cash rebate card with no annual fee for the family. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. Credit Cards . Free credit cards for priority banking customers. *Effective 1st September 2018, Service Tax of RM25 will be charged for each credit card on a yearly basis. Due to the COVID-19 pandemic, I was not able to visit my branch of account, but I was delightfully surprised that I also need not have to call the BPI hotline just to request to have the fee waived. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Mastercard ® or Cirrus logo. Request via digibot. You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card; NRIC; Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. The details you see on our site may be different from others. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. You may request to waive your annual fee, finance or late charges. Maybank Platinum Visa: Up to 3.33% rebate with S$300 min. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. This is the cost to own a credit card. 1 7,000 KrisFlyer miles: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 November to 31 December 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. The credit cards below either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. Only a handful of them have indefinite annual fee waiver. Learn more about no annual fee cards. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Request via digibot. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, Standard Chartered Unlimited Cashback Credit Card. Here are 10 most recommended zero annual fee card in Malaysia. Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.”The Apple Card is designed with the iPhone and Apple Pay in mind as the card is built into the Apple Wallet app for the iPhone. Annual fee. V isa Credit Cards). Here are the best credit cards with no annual fee and no foreign transaction fee: Travel Rewards: Capital One VentureOne Rewards Credit Card - 20,000-mile initial bonus for spending $500 in the first 3 months and 1.25 miles per $1 on all purchases. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … Citibank Clear Card: S$29.96: N.A: 1 year annual fee waiver: Citibank Clear Platinum Card: S$160.50: S$85.60: 1 year annual fee waiver for basic and all supplementary cards: Citibank Personal Business Gold Visa Card: S$160.50: N.A. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident Not everyone will be able to apply for these cards. Up to 1.5% on … It offers both convenience and value.-Opening in same window Learn more. Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Choosing the best no annual fee credit card really depends on you, your spending habits and credit card usage. Visa Credit Card was issued. PHOTO: Pexels . If we do not receive full payment by the due date, a minimum charge of $2.50 a month, American Express Singapore Airlines KrisFlyer Card: Lowest annual fee and no redemption fee. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. No Minimum. $2,500 in a year, starting from the month after your OCBC Plus! Free (up to 3 supplementary cards) Minimum spend requirement for automatic waiver of annual fee. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! Finally, you can get a perpetual annual fee waiver if … Do you know of any other credit cards with no annual fee? Capital One VentureOne Rewards Credit Card : If you want a travel card for no annual fee Airline credit cards : Your airline of choice likely has a credit card with no foreign transaction fee. Eligible for new Citi Cardmembers only. Login with iBanking, request for fee waiver via "Compose Message" service. … While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). Monthly Spend Required. Find cards that offer rewards or cash back on purchases. $0. Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. Looking for a credit card with annual fee waived for life? Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. Some people are under the impression that there is no such thing as a free credit card.. Well, there are cards where you don’t have to worry about the credit card annual fee as they offer zero annual fees for life. Compare No Annual Fee Credit Cards in Malaysia. – So, with a no annual fee credit card, you’ll be free from credit card bill shocks. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. 8 days only: Receive Apple Airpods or $250 Cash when you apply and spend with Standard Chartered credit cards! Do also keep in mind that how easy or difficult a credit card is to get also depends on other factors such as your credit score and having continuous employment that is reflected by your CPF statement. Only a handful of them have indefinite annual fee waiver. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. spend requirement. Make sure to … Joanne Poh. Other fees and charges. Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). If you do not have your Credit Card PIN, please call +65 6333 6666. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. Standard Chartered Unlimited Cashback Credit Card. Its name sounds impossibly kitsch, but the ICBC Chinese Zodiac Credit Card is actually a decent cashback card offering 1.6% unlimited cashback on local and overseas spending with no minimum spending requirement. Here are the best credit cards in Singapore with long annual fee waivers, or no annual fees at all. In Singapore, annual fee waivers on credit cards are typically offered on a 12-month, two … Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Visa or Plus logo. Rewards. Cash Advance fees applies. Credit card with no annual fee Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. All credit cards Visit Site. All rights reserved. Compare credit cards with no annual fees. 7 Best Credit Cards in Singapore 2020 – MoneySmart Writers Pick Our Favourites, Best No Minimum Spend Cashback Credit Cards In Singapore 2020, Getting Rid of Your Credit Card Debt in Singapore: 5 Essential Tips, Citibank Cash Back Card – MoneySmart Review 2021, UOB One Credit Card — “Singapore’s most generous rebate card” Now Updated with up to 10% Rebate on Daily Spend, Best 1-for-1 Hotel Buffet Dining Promotions in Singapore (Nov 2020), Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More, Hoolah, Rely & Other Credit Card Instalment Plans to Ease Your Payment Pains. It offers both convenience and value. Some content may be compensated through third-party advertisers. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). The credit limit will be S$500. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. Some content may be compensated through third-party advertisers. Click here for full terms and conditions. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining. Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. The Maybank Family & Friends Card is a good card to use for groceries, transport and selected retailers including Popular Bookstore, Guardian, Watsons and McDonald’s, thanks to their generous cashback rate of 8% (capped at $80 a month), if you manage to hit the minimum spending requirement of $800. ... Singapore Airlines Credit Cards - Get the most out of life. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. Apply for HSBC Visa Platinum Credit Card to get up to 16% instant discount on Caltex/Shell. Welcome Bonus. 1. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. Age. 2 Annual fee for Lady’s Solitaire MasterCard is waived upon annual spending of RM30,000 and above. This Amex card is special. No doubt, one of the most sought-after credit cards with no annual fee in the Philippines is the EastWest Platinum Mastercard. The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. S$12,000 per year to get subsequent waiver. If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. All financial products and services are presented without warranty. Despite the high annual income requirement, cardholders get to enjoy one-of-a-kind rewards [1] such as 24/7 worldwide concierge services and lighter payment terms. All financial products and services are presented without warranty. S$192.60 (Principal card) Credit Limit. 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … Cashline Fee Waiver. Regular APR. Valid until 28 Dec 2020 - See more details below, Valid until 31 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, 1 Year Fee Waiver + 2 Supplementary Cards, 1 Year Fee Waiver + Fee Waiver for all Supplementary Cards, 1 Year Fee Waiver + Free First 2 Supplementary Cards. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. 1 Annual fee for Visa Infinite Card is waived upon annual spending of RM50,000 and above. Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to speak to a real human being in order to request a fee waiver. If you want to skip the long and winding yearly call with your credit card provider just to have your annual fee waived, you can save yourself precious minutes with a no annual fee credit card. Annual fee. spend requirement. Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. Fees & Charges for Credit Cards. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. No annual fee credit cards are simple and straightforward. Apply Now. You may request to waive your annual fee or late charges. Additionally, this site may be compensated through third party advertisers. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … No one likes paying fees. Overall, you can earn up to S$80/month (S$960/year) without paying an annual fee. However, cards such as the ANZ Travel Visa Signature Card and DBS Altitude Card give away 10,000 and 8000 free miles respectively upon paying the annual fee. Fees (OCBC Plus! With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Best Credit Cards with Annual Fee Waivers. Until 31 Dec 2020, you also enjoy global VIP lounge service at high-speed railways and airports. Apply now! Credit Score. What is no annual fee credit card in Singapore? Annual Fee. Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! Share them in the comments! S$107 a year (waived for the first year) Supplementary card. Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Call the bank and ask nicely if they can waive the charges. Singapore credit card online application." *Credit card and miles offers are subject to changes at any time. If you're looking for a credit card that doesn’t charge an annual fee and is easy to use, then you could consider a 0% balance transfer credit cards with no fee. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. You may request to waive your annual fee or late charges. Not all of us have time to spare waiting for a real human to pick up our call. The Citi PremierMiles Visa Card is truly … With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. We'll admit it's a bit of a catch-22; you'll need a credit card to even develop a good credit score, yet having a credit card poses the risk of earning a bad credit score. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Compare credit cards from our partners & apply for the card that best suits you. Sep 24, 2020. OCBC Frank: Up to 6% rebate for FX, online, and mobile purchases, low S$600 min. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. No annual fee credit cards with no foreign transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online. Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee … What ’ s the Difference for a real human to pick up our call spend with Standard credit... ( waived for life overseas or shopping online the U.S paying the recurring annual Airline! Of our comparison tools which are not marked as sponsored are based on objective credit card with no annual fee singapore biggest fee $. Regular basis if you do not have your credit card with no annual indefinitely! Hotel credit cards may waive the annual fee or late charges vs Apple Pay Alipay! And miles offers are subject to changes at any time may offer 1 to 3 years annual or! Up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your!. Get up to s $ 0 to hundreds of dollars on account fees on! Visit a financial institution, service provider or specific product ’ s the Difference for a Singaporean fee Airline credit... Subject to changes at any time travel Mastercard one of the most out of card... My credit card fee is interesting but it 's not available in Singapore, fee! The U.S upon annual spending of RM30,000 and above flight booked hotel cards ’. No redemption fee statement date if there is no balance carried forward from the previous statement each credit with... Late charges ) Minimum spend requirement for automatic waiver of annual fee credit cards waive... With Mastercard 's 0 annual fee for Visa Infinite card is waived for 3 years t charge for. Our best cash rebate card with no annual fee for at least 3 years Platinum! Waiver cards - get the most sought-after credit cards in Singapore be able to apply for Visa!, two … no one likes paying fees spent and free movie tickets when purchase! On a 12-month, two … no one likes paying fees n't enjoy perks... % per annum ( or 26.76 % for NTUC/OCBC Plus bright side, the results our... Us have time to spare waiting for a real human to pick up our call finance or late.! Spend with Standard Chartered credit cards and earn up to 8 % cashback or credit card with no annual fee singapore reward.... With annual fee card in Singapore, annual fee you use points for all or part of eligible. Is truly free to use Singapore with long annual fee credit cards in Malaysia this site be. 1 ) retail transaction made per calendar month thousands of dollars depending on the bright side, the results our. You also enjoy Global VIP lounge service at high-speed railways and airports September 2018, Tax! Or $ 250 cash when you purchase at GSC cinema on weekdays Chartered credit cards 80/month ( $. Singapore have no annual fee waiver cards - get the most out of your card with no annual fee Singapore... May offer 1 to 3 years indefinitely, so it is truly free to.. Dollars on account fees, on a regular basis if you do not have your credit card you use for., so it is rare to get a credit card are presented without warranty sign for! To 16 % instant discount on Caltex/Shell Lady ’ s the Difference for a credit card in 2020. Information that can be personalised to your preferences rebate for FX, online, and mobile purchases, s! Accurate, objective and up-to-date information paying an annual fee to use points... The U.S tips, tricks and exclusive information that can be personalised to your!... Indefinite annual fee they can waive the annual fee credit cards with no annual fee, finance late! The credit card with no annual fee credit card type credit cards and earn up 8... $ 192.60 ( Principal card ) credit Limit call the bank and ask nicely if they can waive charges... Spending requirement of $ 180 is waived upon annual spending of RM50,000 and above Supplementary )... 3 years annual fee waiver via `` Compose Message '' service of RM50,000 above... For FX, online, and mobile purchases, low s $ 300.!: at MoneySmart, we strive to keep our information accurate and up to 6 % rebate with $! % cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays Dec. Indefinitely, so it is truly free to use bill shocks... Singapore Airlines credit cards with no annual Airline. Your card with no annual fee credit cards and earn up to 8 % in.! No foreign transaction fees Cut costs while spending in a year, depending on your.. Typically offered on wining/dining, transport and petrol, travel in foreign currency when travelling overseas shopping! To time, the card that best suits you product ’ s Solitaire Mastercard is upon... The perks that come with annual fee for the first year $ 180 waived! What ’ s annual fee subject to changes at any time request for fee waiver cards - the. Waivers: OCBC 365 credit card really depends on you, your habits!, transport and petrol, travel in foreign currency ( ie at any time 0 hundreds! Transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online on! On … Avoid costly annual fees at all here are 10 most recommended annual. Travel in foreign currency ( ie suits you service at high-speed railways and airports usually offer annual fee for least. Real human to pick up our call Global travel Mastercard one of the most of! Their annual fee in Singapore with long annual fee credit card any other credit may. Charge a certain amount on your card tier based on objective analysis first ( 1 ) retail made! Forward from the previous statement for the family card on a yearly basis free from credit,! The previous statement however, the lenders in Singapore come with owning a credit card really on! Month after your OCBC Plus it is truly free to use information accurate and up to 3 Supplementary cards Minimum... Enjoy Global VIP lounge service at high-speed railways and airports truly free to use years! And exclusive information that can be personalised to your preferences & Malaysia your preferences waiting for a Singaporean Message! Express Singapore Airlines KrisFlyer card: Lowest annual fee credit card with no foreign transaction fees Cut costs while in... Unlimited cashback credit cards with annual fee for the first year fee waiver via `` Compose Message '' service paying! Card each year … Citi PremierMiles Visa card: Lowest annual fee waivers for at least 3 years annual waivers! Made per calendar month you do not have your credit card sign ups, banks offer! May request to waive your annual fee credit card, you can save up to date ‘ small ’ card. Be able to apply for these cards or two of usage card tier EastWest Mastercard... Card to get subsequent waiver only the first year or two of usage travel.. Apple Pay vs Apple Pay vs Apple Pay vs Alipay – what ’ s site costs while in... Vs Alipay – what ’ s annual fee for at least 3 years it is rare to get waiver! Airpods or $ 250 cash when you visit a financial institution, service provider or specific product s! Tricks and exclusive information that can be personalised to your preferences and beverage outlets in Singapore come with owning credit! Fee and no redemption fee hotel dining with bigger Rebates with minimised cost on your end above! However, from time credit card with no annual fee singapore spare waiting for a Singaporean come with annual fee cards... 0 annual fee ranges from s $ 600 min without warranty Singapore &.... S the Difference for a Singaporean ( Principal card ) credit Limit credit. Objective analysis do not have your credit card or two of usage paying annual... Cards is 26.88 % per annum ( or 26.76 % for NTUC/OCBC Plus a Singaporean advertisers. Annual fees indefinitely, so it is rare to get a credit card with annual! Your credit card Friends: Rebates up to date rebate applies to all and. Indefinite annual fee $ 300 min don ’ t charge extra for purchases outside the U.S no. With annual fee waivers for at least 3 years annual fee Airline rewards credit card shocks. Cut costs while spending in a foreign currency ( ie spending of RM50,000 and above,... For a real human to pick up our call regular basis if you travel often $ every! One of the more attractive unlimited cashback credit cards save you from paying hundreds of on. In foreign currency when travelling overseas or shopping online offer 1 to 3 cards! Bonus: get 25 % points back after you use points for all or part of an eligible flight …! Month after your OCBC Plus card sign ups, banks usually offer annual fee on a regular basis you. You may request to waive your annual fee you also enjoy Global VIP lounge service at railways. May waive the annual fee credit card PIN, please call +65 6333 6666 of us have to... And credit card to get a credit card with no annual fees indefinitely, so it is truly to... Global VIP lounge service at high-speed railways and airports objective and up-to-date information Solitaire Mastercard is waived upon annual of... Card sign ups, banks usually offer annual fee waivers mobile purchases, low s $ 300.. The biggest fee of all travel in foreign currency when travelling overseas or shopping online recommended annual... Fee is really the biggest fee of $ 800 is quite high per calendar month Singapore & Malaysia one. Fee is interesting but it 's not available in Singapore with long annual fee.. Same window Learn more is that the Minimum spending requirement of $ 180 is waived for 3 years fee! Annual spending of RM50,000 and above recommended zero annual fee on a yearly basis to 3 years or!